Ace the Ohio Insurance Laws Test 2026 – Master the Rules and Rule Your Future!

Question: 1 / 400

Carole is a licensed agent who lives in Michigan and transacts insurance in Ohio. What is this considered?

Illegal activity

Nonresident agent

Carole is considered to be a nonresident agent because she is licensed in Michigan and performing insurance transactions in Ohio. Option A, illegal activity, is incorrect as it is not illegal for Carole to transact insurance in Ohio while residing in Michigan. Option C, dual agency, and Option D, broker activity, are also incorrect as they refer to different types of agency roles that do not apply in this situation. Option B is the most accurate answer because Carole is acting as an agent in a state where she is not a resident.

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Dual agency

Broker activity

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