Ace the Ohio Insurance Laws Test 2026 – Master the Rules and Rule Your Future!

Question: 1 / 400

Which of these is NOT an unfair claims settlement practice?

Delaying claim investigations unnecessarily

Refusing to pay claims without investigating

Providing claim payments to insureds according to the guidelines of the policy's coverage

Options A, B, and D are all examples of unfair claims settlement practices. Option C is the correct answer because providing claim payments to insureds according to the guidelines of the policy's coverage is a fair and lawful practice. However, options A, B, and D are all considered unfair because they involve delaying, refusing, or failing to promptly acknowledge and act upon communications regarding claims. These actions can lead to an unfair or incorrect settlement for the insured. Therefore, C is the only option that is not an unfair claims settlement practice.

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Failing to acknowledge and act promptly upon communications regarding claims

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