Ace the Ohio Insurance Laws Test 2025 – Master the Rules and Rule Your Future!

Question: 1 / 400

With a scheduled dental policy, how are covered expenses paid?

Based on a percentage of costs

Up to a fixed annual limit

Benefits are limited to a specific maximum dollar amount per procedure

A scheduled dental policy is a type of insurance plan that provides benefits up to a specific maximum dollar amount per procedure. This means that the insurance company will only cover a certain amount of the cost for each dental procedure, as outlined in the policy. Option A is incorrect because it describes a percentage-based policy in which the insurance company would cover a certain percentage of the costs, rather than a fixed dollar amount. Option B is incorrect because it describes an annual limit, rather than a limit per procedure. Option D is incorrect because it suggests that there are no limits on the amount of expenses covered, which is not typically the case with scheduled dental policies.

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